TY - BOOK AU - Thingalaya, N.K. AU - Moodithaya, M.S. AU - Shetty, N.S. TI - Financial inclusion and beyond: issues and challenges SN - 8171888356 U1 - 332.710954 PY - 2010/// CY - New Delhi PB - Academic Foundation KW - Rural credit KW - India KW - Banks and banking KW - Financial services industry N1 - 1. Introduction -- Recent Thrust on Financial Inclusion -- Committee on Financial Inclusion -- Targets for Inclusive Growth -- Operational Importance of the Study -- 2. Financial Inclusion: Conceptual Framework -- Concept and Definition -- Inclusive Growth and Financial Inclusion -- Financial Exclusion Dimensions -- Factors Affecting Financial Exclusion -- Financial Inclusion Strategies in Different Countries -- 3. An Assessment of Financial Exclusion in India -- Measures of Financial Inclusion/Exclusion -- Bank Network Outreach -- Access to Financial Services -- Financial Exclusion by Economic/Social Status -- Financial Exclusion: Region-wise -- 4. Earlier Approaches for Financial Inclusion -- Evolution of Commercial Banks -- Rural Branch Expansion -- Induction of Regional Rural Banks -- Lending to Small Borrowers -- Differential Rate of Interest Scheme -- 5. Recent Initiatives for Financial Inclusion -- NABARD's Initiative in SHG Movement -- Microfinance and Microfinance Institutions -- No-Frills Accounts and Other RBI Initiatives -- National Rural Financial Inclusion Plan -- 6. Status Report on Banking in the Southern States -- Banking Development in Selected States -- Banking Profiles of the Selected Districts -- Salient Features of the Selected Villages -- Field Study Design and Methodology -- 7. Financial Inclusion: Field Data Analysis -- Extent of Financial Inclusion/Exclusion -- Awareness of Availability of Financial Services -- Access to Financial Services -- Socioeconomic Profile of Financially Included -- Socioeconomic Profile of Financially Excluded -- Reasons for Financial Exclusion -- SHGs as Strategic Tool for Financial Inclusion -- Support Needed for Financial Inclusion -- Determinants of Financial Inclusion -- 8. Financial Inclusion: The Road Traversed So Far -- RBIs Annual Policy Statement for the Year 2009-10 -- Review of the Actions Taken -- Reviewing the Extent of Coverage -- Latest Initiatives: An Overdose! -- 9. Financial Inclusion: Looking Ahead -- Need for Integrated Planning -- Financial Inclusion: A Roadmap ER -