The Credit Information Companies (Regulation) Act,2005 (Bare Act)/ (Record no. 157788)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 00362nam a2200121Ia 4500 |
| 040 ## - CATALOGING SOURCE | |
| Transcribing agency | CUS |
| 082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER | |
| Classification number | 343.54 |
| Item number | UNI/C |
| 245 #4 - TITLE STATEMENT | |
| Title | The Credit Information Companies (Regulation) Act,2005 (Bare Act)/ |
| Statement of responsibility, etc. | Universal Law Publishing |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc. | New Delhi: |
| Name of publisher, distributor, etc. | Universal Law Publishing, |
| Date of publication, distribution, etc. | 2010. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | iv,53 p. |
| 505 ## - FORMATTED CONTENTS NOTE | |
| Formatted contents note | THE CERDIT INFORMATION COMPANIES (REGULATION) ACT, 2005<br/>Introduction<br/>CHAPTER I<br/>PRELIMINARY<br/>Sections<br/>1. Short title, extent and coiTunencement<br/>2. Definitions<br/>CHAPTER II<br/>REGISTRATION OF CREDIT INFORMATION COMPANIES<br/>3. Prohibition to commence or carry on business of<br/>credit information<br/>4. Application for registration<br/>5. Grant of certificate of registration 6. Power of Reserve Bank to cancel certificate of registration 7. Appeal against order of Reserve Bank<br/>8. Requirement as to minimum capital<br/><br/>CHAPTER III<br/>MANAGEMENT OF CREDIT INFORMATION COMPANIES<br/>9. Management of credit information company . . . 8 10. Power of Reserve Bank to determine policy . . . 9 11. Power of Reserve Bank to give directions . . . 10<br/>12. Inspection of credit information company, credit institution and specified user . . . 11<br/>CHAPTER IV , rK33P.> 5h''<br/>AUDITORS<br/>13. Powers and duties of auditors . . . 11<br/>CHAPTER V<br/>FUNCTIONS OF CREDIT INFORMATION COMPANIES<br/>14. Functions of a credit information company . 12<br/>15. Credit Institution to be member of a credit information company . . 13 16. Failure to become a member of a credit information company . . 14 17. Collection and furnishing of credit information . . . 14<br/>18. Settlement of dispute . . 15<br/>Sections<br/><br/>Rules<br/>CHAPTER VI INFORMATION PRIVACY PRINCIPLES AND FURNISHING OF CREDIT INFORMATION Accuracy and security of credit information Privacy principles Alteration of credit information files and credit reports<br/>Unauthorised access to credit information<br/>CHAPTER VII<br/>OFFENCES AND PENALTIES Offences and penalties Cognizance of offences Power of Reserve Bank to impose penalty Application of fines<br/>CHAPTER VIII<br/>MISCELLANEOUS Power of Reserve Bank to specify maximum amoimt of fees Disclosure of mformation before any court or tribunal or authority Obligations as to fidelity and secrecy Protection of action taken in good faith Bar of jurisdiction Power of Reserve Bank to exempt in certain cases Application of other laws not barred Amendment of certain enactments<br/>Removal of difficulties<br/>Power to make rules Power of Reserve Bank to make regulations THE SCHEDULE ^Amendments to certain Enactments<br/>THE CREDIT INFORMATION COMPANIES RULES, 2006<br/>CHAPTER I<br/>PRELIMINARY<br/>1. Short title and commencement<br/>2. Definitions<br/>CHAPTER II<br/>APPEAL<br/>3. Appellate Authority 4. Form and procedure of appeal 5. Sitting of appellate authority<br/><br/>Language of appellate authority Appeal to be in writing Contents of memorandum of appeal Documents to accompany memorandum of appeal Presentation and scrutiny of memorandum of appeal Notice of appeal to the respondent Filing of reply to the appeal and other documents Date of hearing to be communicated Hearing of appeal Order to be signed and dated<br/>Communication of order<br/>Orders and directions in certain cases<br/>CHAPTER III<br/>STEPS AND SECURITY SAFEGUARDS TO BE TAKEN BY<br/>CREDIT INSTITUTIONS FOR ENSURING ACCURACY,<br/>COMPLETENESS AND PROTECTION OF DATA Steps for security and safeguards to be taken by credit institutions Collection of data and maintaining credit information. Accuracy of data provided by a credit institution Disclosure of disputed data by a credit institution Updating of the credit information by credit institution Data security and system integrity safeguards<br/>Page<br/><br/>CHAPTER VI<br/>FIDELITY AND SECRECY Obligation for fidelity and secrecy<br/>SCHEDULE FORM 1.—Appeal under section 7 of the act against rejection of application for grant of certificate of registration cancellation of certificate of registration<br/>FORM II FORM 111.—Declaration of fidelity and secrecy<br/><br/>CHAPTER IV<br/>STEPS AND SECURITY SAFEGUARDS TO BE TAKEN BY CREDIT<br/>INFORMATION COMPANIES AND SPECIFIED USERS FOR ENSURING ACCURACY, COMPLETENESS AND PROTECTION OF DATA 24. Formulation and adoption of the procedure by credit information companies 25. Accuracy of data provided by a credit information company 26. Disclosure of disputed data by a credit information company . 27. Formulation and adoption of the procedure by specified user .<br/>CHAPTER V<br/>PROHIBITION FROM UNAUTHORISED ACCESS<br/>OR USE OR DISCLOSURE<br/>Prohibition from unauthorised access or use or disclosure<br/><br/>^T.i THE CREDIT INFORMATION COMPANIES<br/>REGULATIONS, 2006<br/>CHAPTER I<br/>PRELIMINARY<br/>Regulations<br/>1. Short title and commencement . . . 44<br/>2. Definitions . , . 44<br/>f'..<br/>^ CHAPTER 11<br/>SPECIFIED USERS 3. • ' . . . 45<br/>CHAPTER III<br/>REGISTRATION OF COMPANIES AS CREDIT INFORMATION COMPANIES 4. Submission of application by companies for grant of certificate of registration . _ . 45 5. Grant of certificate of registration . . . 46<br/>CHAPTER IV BUSINESS OF CREDIT INFORMATION COMPANIES 6. Form of business in which credit information companies may engage . 46<br/>CHAPTER V COLLECTION, FURNISHING OF CREDIT INFORMATION AND PURPOSES THEREOF . ; { r ^ 7. Form of notice for collection and furnishing of credit information . 46 8. Extension of time for providing credit information . . - 47<br/>9. Permissible uses of credit information<br/>47<br/>CHAPTER VI<br/>r PRIVACY PRINCIPLES<br/>10. <br/>CHAPTER Vll<br/>maximum amount of FEES<br/>12.<br/>FORMC.<br/> |
| 650 ## - SUBJECT | |
| Keyword | Credit Information Companies |
| General subdivision | Bare Act |
| 710 ## - ADDED ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Universal Law Publishing |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | Bare Acts and Legal Education Series |
| Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Full call number | Accession number | Date last seen | Date last checked out | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Central Library, Sikkim University | Central Library, Sikkim University | General Book Section | 29/08/2016 | 343.54 UNI/C | P12617 | 11/07/2018 | 11/07/2018 | Bare Acts and Legal Education Series |